HELPING YOU MOVE
with Bussey & Armstrong
Why Buy New?
What do you get that’s new? Everything!
You can move in to your new home as soon as it is complete, there is no forward chain.
With a Bussey & Armstrong Home you get a fresh new start and a blank canvas to make your own, with more choice, styles and designs to suit your needs.
Our homes include the latest technology and appliances, guaranteed and ready to enjoy from day one.
New homes are designed to comply with the very latest government building regulations, and are already fitted with up to date heating systems, excellent wall and loft insulation and double glazed windows and doors.
Professional advice and customer service every step of the way.
New homes are on average six times more energy efficient, meaning much lower energy bills and cost savings all round.
Peace of mind with a full 10 year NHBC Buildmark warranty and our 2 year customer service guarantee.
Help To Buy
With Help to Buy, you can buy a new home with just 5% deposit – whether you are a first time buyer or are moving on from your existing home.
The Help to Buy INTEREST FREE EQUITY LOAN is exclusively available on new build properties. The equity loan could reduce your mortgage repayments, making this an affordable option.
Help to Buy is available on ALL Bussey & Armstrong properties With the Help to Buy equity loan scheme, you will need as little as 5% deposit and 75% mortgage to buy your new home. The Government will lend you up to 20% of the value of your new home via an equity loan.
This loan can be repaid at any time or on the sale of your home.
How It Works
Help To Buy Terms And Conditions
Help to Buy is subject to the Homes and Communities Agency’s (HCA) terms and conditions and is available on new build homes up to £600,000 to customers where the property represents their only residence.
Not available on second, additional homes, buy-to-let or let-to-buy properties.
The equity loan is interest free for the first five years and needs to be a minimum of 10% of the purchase price up to a maximum of 20%.
After five years, an annual fee of 1.75% of the outstanding equity loan is charged. This is increased annually by RPI plus 1%. The equity loan must be repaid after 25 years, or earlier if you sell your home.
A monthly management fee of £1 is payable by the equity loan borrower by direct debit, from the start of the loan until it is repaid. The management fee and interest fees are not capital repayments to the equity loan and do not reduce the amount owing.
Help to Buy operates under terms and conditions imposed by the HCA and may be subject to change. Please visit www.helptobuy.gov.uk for more information.
Let us help you sell your current home as stress free as possible.
Step 1: Choose your new Bussey & Armstrong home.
Step 2: Local Estate Agent Bridgfords provide a valuation of your property.
Step 3: Based on that valuation, we agree a price and our team of experts put together a plan to get your old home sold.
Step 4: When your home is sold we will pay all your estate agents fees and advertising costs.
Step 5: Reserve your new Bussey & Armstrong home.
NHBC 10 year Warranty and Insurance
NHBC – the mark of a quality home
NHBC is the UK’s leading independent standard-setting body, warranty and insurance provider for new homes. For nearly 80 years NHBC has been providing Buildmark, a warranty and insurance product for new homes; they currently cover 1.6 million homes in the UK with a market share of almost 80% (Feb 2015).
NHBC registered builders agree to build to standards defined, set and regulated by NHBC; this ensures that when NHBC issues a Buildmark warranty cover note on a home, the build quality and standard is assured and the property has been inspected at various key stages throughout the build.
Their role is to work with the house-building industry to raise the standards of new homes and to provide consumer protection for homebuyers.
Bussey & Armstrong has chosen to offer you Buildmark, a 10 year warranty and insurance product on your home. This means that you can rest assured that years 0 to 2 our covered by Bussey & Armstrong Homes, and years 3 to 10 by Buildmark, for structural and certain other defects.
As a long established and trusted brand, NHBC’s experience in the house-building is unrivalled. And, as a regulated insurance company, homeowners have the reassurance of knowing that they can rely on the protection offered by Buildmark.
NHBC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
NHBC is registered in England under company number 00320784. NHBC’s registered address is NHBC House, Davy Avenue, Knowlhill, Milton Keynes, Bucks, MK5 8FP.
For a brief introduction, watch this video: