Helping You Move

Help to Buy

If you are interested in buying a new build property, the Help to Buy Equity Loan scheme could help. The scheme makes it possible to borrow up to 20% of the cost of a new build from the government. You only need a 5% deposit and a 75% mortgage to make up the rest.

Here’s a quick summary of the important bits:

  • Available in England for affiliated new builds with a value up to £600,000.
  • Both first-time buyers and existing homeowners are eligible.
  • Buyers need a minimum deposit of 5%.
  • You must occupy the property and it must be your only property.

 

How does it work?

With the Equity Loan scheme you can borrow 20% of the purchase price of a new build property valued up to £600,000. You won’t have to pay anything on the 20% loan for the first five years. In the sixth year you will be charged 1.75% of the loan’s value, which will increase every year by the retail price index plus 1%.

 

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HTB

 

 

 

 

 

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Express Mover

We work closely with JW Woods to sell your home as quickly as possible. Weekly meetings ensure that your home is benefiting from the maximum exposure and when you obtain that all important offer on your home, we will then work with the solicitors of your choice to ensure a quick and smooth move. So whether you’re thinking of moving to a larger or smaller property this service is completely free of charge.

Express Mover

 

 

 

 

 

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Part Exchange

Sell your current home to us and move with no chain, no delays and no estate agent fees.